More information can be found in our independent Emma review. Offers savings advice and recommends an affordable amount to save each month based on your budget.Helps cut down unnecessary spending by highlighting wasteful subscriptions.Monthly savings prompts to keep your budgeting on track.Helps you to avoid using your overdraft and pay off any debt.Groups all of your accounts together in one place. Best free budgeting apps Emma - Good for finding wasteful subscriptions Below we look at some of the best budgeting apps that will help you get your finances in shape. Many budgeting apps now can connect electronically to your bank accounts to collate them all in one place so it makes it easier to manage your spending and budgeting effectively, without having to flip through a number of different mobile banking apps. Everything is now accessible through your smartphone, including the world of banking, meaning that you can also budget effectively from your phone. The best way to manage your finances is through budgeting and now is the time to start.

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